Commercial mortgages are similar to residential mortgages except that commercial buildings or other business-related real estate is used as collateral to secure the loans. In addition, commercial mortgages are typically taken on by businesses instead of individual borrowers. The borrower may be a partnership, incorporation, or limited company and the assessment of the business can be a more complicated process.  We can assist you in getting the best rates and terms for your commercial project.

Construction Loan

These loans cover land development and building construction costs for a new or existing residential, and/or commercial project.  Funds can be disbursed as needed, as each stage is completed, according to a prearranged schedule, or when certain conditions are met. Construction loans are paid off from the proceeds of permanent financing (usually over a period of 24 months amortized over 20 to 30 years.)  Whether you are looking for funds to purchase land, cover soft and hard cost, pre-construction, bridge loans, mezzanine finance, conversion loans, construction loan, or ways to reduce your financing costs, CMFG has access to the resources you need to see your project through to completion.

The CMFG team has significant expertise in commercial financing. We have worked with developers and major players across various industries, financing some of the most recognizable structures, commodities, hospitalities and brands around the world. Our collaborated partnerships with other lenders in establishing a multi-billion dollar fund means that there is no project that we are not able to secure. We do have access to syndicate with LP Fund and other mortgage funds to facilitate a transaction. However, not every deal is in our calibre, and we will advise within 48 hours whether it is a deal of interest or not. The assurance of working with a trusted partner and knowing that your funding is secured is why so many companies have chosen CMFG, as recognized by CMP as a nominee for Alternative Lender, Broker of the year 2015.

At CMFG, we always look at the most affordable solutions for our clients.  Projects that we will consider include:

  • Condominium developments
  • Development land
  • Oil and mining projects
  • Hotels and Motels
  • Builder inventory loans
  • Mixed use projects
  • Multi-unit residential developments
  • Religious facilities
  • Gas stations
  • Shopping malls and plazas
  • Construction
  • Industrial buildings
  • Apartment buildings
  • Commercial buildings
  • Recreation and resort properties
  • Student housing
  • Retirement and nursing home facilities
  • Private schools
  • Property conversions
  • Farms