At CMFG, we offer various financial assistance program to help relieve and enrich the lives of those facing non-credit related money hardships. Below are some of the areas in which we can help.
LONG-TERM DISABILITY SAVINGS PROGRAM
When financials are involved, it is often shrouded by a cloud of confusion. Many individuals have a lack of knowledge, or are simply unaware of the programs available. Disability is one of those areas that are commonly misunderstood.
Individuals living with disabilities may encounter difficulties accessing government programs designed to help with their existing challenges. Often individuals are not aware of the benefits the Registered Disability Savings Plan provides. We have access to the resources and government programs to help our clients apply for and ultimately receive financial assistance. At CMFG, we are committed to empower, educate and assist you to achieving financial stability.
Stocks are volatile with the risk of losing your savings, while investing in mutual funds, GIC, RRSP and RRIFs often yields smaller return.
At CMFG, our approach is different as we believe in developing a long term trusted relationship with our clients. We will assist you in taking advantage of all available programs, such as the Tax Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), Registered Retirement Investment Income Fund (RRIF), Registered Disability Savings Plan (RDSP), and other investments. We will also educate clients on how to invest in self-directed investments earning a much higher monthly return, giving investors financial flexibility and plan a comfortable, worry-free retirement.
INCOME TAX EXEMPT
Open a Tax free savings account (TFSA) and start contributing. You can earn a double digit annual return- paid monthly which is income tax free. This is a recommended option for those who is in the high tax bracket or those who wants to earn extra income with paying no tax to the Government.
EARN MONTHLY INCOME ON REGISTERED SELF DIRECTED ACCOUNTS
Choose from a variety of Self-Directed Registered Accounts:
- Spousal Plans
- Locked-in Plans
Students often acquire a bank loan or government loan (such as the Ontario Student Assistance Program) to complete their studies, only to find a mountain of debt waiting to be repaid after graduation. At CMFG, we are committed to educating students on smart borrowing, maintaining credit and obtaining a better interest loan.
We are dedicated to working with international students residing in Canada. CMFG will help invest your capital in purchasing a property rather than spending it on expensive rentals. Investing in real estate will further contribute to the Canadian economy, and enhance your position towards Canadian immigration status.